Changing Lives Through Mortgages
Dedicated to changing the lives of our employees, clients, and referral partners through responsible mortgage lending while creating a new standard of service and positively impacting the communities that we serve.
Lending from Your Point of View
Welcome to Viewpoint Lending! We are an exceptional full-service mortgage banker headquartered in Santa Ana, CA. Without a doubt, Viewpoint Lending are some of the hardest working mortgage bankers in the industry. We are here twenty-four hours a day to provide our clients with a variety of mortgage loan options tailored to your specific financial situation. Viewpoint Lending specializes in a diverse selection of mortgage programs, including Conventional Loans, FHA Loans, VA Loans, Jumbo Loans, Alt-Doc Programs and Down-Payment Assistant Program.
Whether you are looking to purchase a home or refinance, you can count on Viewpoint Lending to always look out for your best interest. Our ultimate goal is to give our clients the financial key to purchase their dream home in:
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Florida
- Georgia
- Idaho
- Illinois
- Maryland
- Michigan
- Ohio
- Oregon
- Pennsylvania
- Texas
- Utah
We Offer Several Loan And Down Payment Assistance Options
There is always purpose, honor, and integrity behind everything we do. Viewpoint Lending team is made up of incredibly knowledgeable and experienced licensed loan officers. We are client advocates and will go above and beyond in making sure that you receive document payment assistance and mortgage loan options that suit your needs, desires, and financial requirements. Our interest rates and closing costs are competitive.
From the first consultation to giving you your keys, Viewpoint Lending is here to help, educate and empower you to buy the home of your dreams. Let us assist you on figuring out which mortgage loan best suits your necessities. Contact Viewpoint Lending today to discuss your mortgage loan options!
You Will Always Receive More With Our Mortgage Loan Programs:
- Rate Match Comparison
- No Mortgage Insurance
- W-2 & Paystub Only Program
- Jumbo Products up to $3M
- Manufactured Homes
- No Max DTI (Debt to Income Ratio) with AUS (Automated Underwriting Systems) Approval
- Self-Employed with 1-Year Tax Returns
- Closing Cost Assistance
- Down Payment Assistance
Meet The Team
We have a whole team working for you with 30 members including Loan Officer Assistants, Soulutions Director, Processors, Junior Processors, and our Marketing and Thank You Departments.
What Our Clients Say
Wednesdays have easily become our favorite day of the week. Why? Because we get to highlight amazing women doing big things in business.
Today we’re highlighting realtor specialist, Melissa Rodriguez! 🥳
Having got her start in real estate 4 years ago and having an entrepreneur background, Melissa sets the bar high for herself, seen in the success she’s had in just those four years alone.
Outside of real estate, she’s a wife, a devoted mother of 3, and gives back through ministry where she’s served for 7 years.
You go, Melissa! 🤩
Welcoming the newest addition to our VPL team, Natalie! 🤩
With her 22 years in the industry, Natalie has become an integral part of our success at our Victorville office. Her job title is a loan officer and with her knowledge and background in mortgage, we’re so thankful to have her on our team.
Welcome, Natalie! 🤩
If you’re a loan officer and you haven’t checked out VPL yet, ask yourself why 😏
Like our CEO says, we’re a marketing company that does loans 🙌🏽
It’s that time again, again - stepping up to the plate next, we welcome Andres Rodriguez to our roster! 🥳
With his 4 years of experience in the mortgage industry and having owned a few businesses including one non-profit organization, Andres is an entrepreneur at heart. His ability to seamlessly educate his clients on the home-buying or refi-ing process sets him apart as a loan officer.
Welcome, Andres! 👏🏽🤩
Tax season is upon us, so you know what that means 🤑🤧💸
If you find yourself owing money to the IRS but want to buy a home, the short answer is - YES YOU CAN.
As long as you have a payment plan set up with the IRS and you are consistently making payments, you are still able buy a home 🙌🏽🏠
If you’re a SELF-EMPLOYED BORROWER - KEEP READING👇🏽👇🏽👇🏽
If you’ve had a hard time getting pre-qualified for a home loan because you don’t claim enough money on your tax returns, this NON-QM PROGRAM is for you! 🙌🏽
Today’s #WomenWednesday goes to our girl, Valerie! 🤩
Having recently obtained her MLO license, Valerie has set the bar high with her incredible work ethic and communication skills. She’s tenacious and driven and always has a smile on her face 😊
Outside of the office, Valerie is a hair stylist and loves helping others feel and look their best.
You go, Valerie! 🥳
Missing a few but celebrating this amazing group of women and all women on #InternationalWomensDay 🤩
May you all continue to defy the odds and break through barriers. We’re with you 🙌🏽
Go get ‘em, ladies! 💪🏽
It’s that time again - introducing one of our newest loan officers, Mr. Hector Haro! 🤩
With his 19 years in the mortgage industry, Hector has hit the ground running since joining the team. His main goal — educate as many people as possible on homeownership and help them get into their dream home.
Welcome, Hector! We can’t wait to watch your business grow! 🥳
A wise man once said, “We’re on a relentless pursuit of our mission.” That wise man is our incredible CEO, Michael Sunnaa.
To know him is to know his unwavering passion for people. He leads by example and expects the best out of all of us. It’s because of him that VPL’s vision and future is bright. We sure hit the jackpot.
Happy 50th Birthday to the best boss out there! We love you! 🥳🤩
Like @djkhaled says, ‘Anotha One’ - introducing our latest #WomenWednesday feature, Lisa Goldsmith! 🤩
Lisa got her start in the mortgage industry over 15 years ago and has elevated our team since the start. Here at VPL, she’s our business development manager and has shown her ability to perform her job at the highest level through her diligence and work ethic. She goes above and beyond for the team and her clients and is always willing to lend a hand.
Outside of her work role, Lisa enjoys spending her weekends with family and she is an incredible mother to 6 sweet kids.
Thank you for joining us on this journey, Lisa! Today we celebrate you and all that you do! 🥳
A special Happy Birthday to our friend and colleague, Uriel! 🤩
We’re so excited to have you on this journey with us. Hoping this year brings you all the joy and happiness! 🥳
Hey, you there 👇🏽 @doctor.mortgagemoreno says to crush your Monday 💪🏽
And with that, Happy Friday 🤩
All smiles when life and loans are this good, right? 😁